Finding a therapist in Panama City, FL can feel like a meaningful first step when anxiety, depression, trauma, or PTSD has started to affect daily life. For people seeking therapists in Panama City or therapy in Panama City, Florida, online care can make support easier to fit into a busy schedule while still connecting them with licensed therapists who have experience in individual therapy, telehealth, and online therapy. In a coastal community where routines may include commuting across town or balancing work and family demands, having flexible care options can reduce barriers and support a broader wellness approach.

For those exploring licensed therapists serving Panama City, BetterHelp connects adults with licensed providers across Florida, with many people matched in as little as 24 to 48 hours. BetterHelp accepts insurance through many major insurance plans, and eligible individuals' average copay is $23 per session. Insurance availability and coverage may vary by state, plan, provider network, and therapist availability. If insurance is not available, subscription pricing typically ranges from $70 to $100 per week, and many people also use HSA or FSA funds.

Read more
Psychologist Melissa Nadler providing different types of therapy in Panama City

Melissa Nadler

Clinician
License Type(s): FL LMHC MH7436, NJ LPC 37PC00792400
Mental Wellness Specialties: Stress, AnxietyAddictionsGriefDepression
26 years offering treatment

I am a Licensed Mental Health Counselor and Licensed Professional Counselor who uses several therapeutic styles including cognitive/behavioral and reality therapies. My strengths include empathy, compassion, humor, and sensitivity to any issue that is brought to the "couch." My job is to help you help you and in doing so I am along for the ride and journey of self-discovery, healing, and growth. I work with a varied clientele covering many different issues and feel that my approach is both inviting and invigorating in terms of allowing clients the opportunity to find a healthy path that was designed especially by them for them. I have experience with many different clientele and therapeutic settings including private practice, community agency, legal system, and college counseling center. I have worked in the prison/court systems, private practice, and college counseling center, and feel that I have the perspective that is necessary and desired for a successful therapeutic relationship. I am involved in the Veterinary Community of Central Florida as a consultant, therapist, and wife of a local veterinarian. I have a Bachelor of Science majoring in psychology. I also have both a Masters and Specialist Degree in Education with a focus in Mental Health Counseling. All three of these degrees are from the University of Florida. I am a Licensed Mental Health Counselor in the State of Florida and New Jersey.

Psychologist Laverne Hoffler-Duckworth providing different types of therapy in Panama City

Laverne Hoffler-Duckworth

Clinician
License Type(s): TX LPC 101001, FL LMHC MH25756
Mental Wellness Specialties: Stress, AnxietyRelationship issuesGriefSelf esteemDepression
10 years offering treatment

As a licensed therapist serving Pennsylvania, I specialize in supporting individuals navigating complex emotional landscapes. My practice centers on helping clients address depression, anxiety, relationship challenges, and personal growth. I bring a compassionate, culturally responsive approach to therapy, with deep expertise in supporting women, multicultural communities, and individuals experiencing workplace stress, social anxiety, and life transitions. My therapeutic work focuses on empowering clients to develop self-love, improve communication, overcome isolation, and rediscover their sense of purpose. I understand the intricate dynamics of blended families and the unique challenges of codependency. Drawing from evidence-based practices, I create a warm, affirming space where clients can explore their experiences, heal from past wounds, and build resilience. My commitment is to walk alongside you with genuine understanding, respect, and professional guidance as you navigate your personal journey of healing and transformation.

Psychologist Dr. Jo Ann Lee providing different types of therapy in Panama City

Dr. Jo Ann Lee

Clinician
License Type(s): FL Psychologist PY5608
Mental Wellness Specialties: Stress, AnxietyGriefAnger managementDepressionADHD
30 years offering treatment

I am a licensed Clinical Psychologist in the state of Florida with 25 years of experience, working with clients with depression, stress, anxiety, relationship issues, parenting problems, bereavement issues, issues of sexuality, ADHD, and job-related problems. I have experience working with incarcerated populations, and have helped people cope with the isolation and separation involved, with dealing with the emotional and physical abuse in their past, and with transitioning back into open society. I believe in treating each client with warmth and respect, and value each person for their own individuality. My style combines Cognitive Behavioral. Humanistic, and Solution-Focused therapies, and is always directed by the specific needs of my clients. I respect those that have the courage to address their issues and look forward to supporting and empowering you to make the changes needed for a fuller and happier life. Because I am licensed in Florida, all online therapy, by law, must be video. If you have a problem with this, please click on the upper right hand corner of your page and choose change therapist. Be sure and specify that you want a therapist that is NOT licensed only in Florida, and why. Thank you

Psychologist Simone Totoro providing different types of therapy in Panama City

Simone Totoro

Clinician
License Type(s): MS LPC 3088, FL LMHC MH9148
Mental Wellness Specialties: Stress, AnxietyAddictionsParenting issuesSelf esteemDepression
20 years offering treatment

I have been working in the area of mental health for over 20 years. I am dually licensed in New Jersey as an Professional Counselor (LPC) and Clinical Alcohol and Drug Counselor (LCADC). Additionally, I am a Licensed Mental Health Professional (LMHC) in Florida and an LPC in PA and MS. My areas of expertise include Cognitive Behavior Therapy, Solution-focused Therapy, Trauma and Family Centered Therapy. I am a Certified Clinical Trauma Professional (CCTP) and an Approved Clinical Supervisor (ACS) for those seeking licensure in New Jersey. I enjoy working with adults, and seniors struggling with trauma, mood disorders, depression/anxiety, anger issues and adjustment disorders as well as OCD. In order to offer my clients the best care, I involve myself in ongoing continuing education opportunities. I have specialized training in Telehealth services, Mindfulness, and AAT (Animal Assisted Therapy). It is amazing to see how animal companions can assist us when dealing with life stressors! I am looking forward to helping you develop goals and witness your journey towards recovery. Sometimes the smallest steps in the right direction end up being the biggest steps of your life.

Psychologist Cletus Deller providing different types of therapy in Panama City

Cletus Deller

Clinician
License Type(s): FL LMHC MH10772
Mental Wellness Specialties: Stress, AnxietyAddictionsTrauma and abuseGriefAnger management
25 years offering treatment

My name is Cletus (Clete) Deller and I am a Licensed Mental Health Counselor (20 + years experience) who started out my professional career as a teacher. I use both Cognitive Behavioral Therapy (CBT), Action and Commitment Therapy, (ACT). I am NOT a Talk Therapist. I like to focus on immediate concrete changes in your life. I have two Graduate Degrees (an MS in Psychology and Counseling, and an MBA), Post Graduate Certification in Forensic Psychology, and certification as a Sexual Therapist. I am strongly focused on treating trauma, anxiety, addiction, and the trauma from Narcissistic and Borderline relationships. I am trained and certified in the evidenced-based scientific treatments for both PTSD and CPTSD. I have additional certifications in Addiction, Anger Management, Anxiety, Complex Trauma, Grief, Narcissistic Abuse, and Borderline Treatment (Dialectical Behavioral Therapy). I am a not a Christian counselor, but I am a Counselor who is a Christian. What that means is that I can use both scientifically validated approaches and combine science and spirituality, if requested. The goal is always to craft the right plan, for the person that is seeking help. I believe you will find me nonjudgemental, empathetic, patient, and understanding. Unlike most other therapists, I have personal experience in my areas of expertise. I know what it feels like to struggle with narcissistic and borderline relationships, and the pain of addiction and trauma. Please feel free to find out more about me and my techniques, at my website sciencepsychologyanddeliverance.com or email me at dellerclete@gmail.com I look forward to working with you!

Psychologist Darsell Harris providing different types of therapy in Panama City

Darsell Harris

Clinician
License Type(s): FL LMHC MH14976
Mental Wellness Specialties: Stress, AnxietyAddictionsRelationship issuesIntimacy-related issuesDepression
20 years offering treatment

I am licensed in Florida with 20 years of professional work experience. I have experience in helping multicultural clients and military youth with stress and anxiety, coping with addictions, relationship issues, trauma & problematic behaviors of adolescents. I believe that you are the expert of your story and that you have many strengths that will assist you in overcoming things that challenge you. Taking the first step to sign up for therapy can take courage and I am proud of you for getting started!

Psychologist Aimee Gandy providing different types of therapy in Panama City

Aimee Gandy

Clinician
License Type(s): FL LCSW SW9529
Mental Wellness Specialties: Stress, AnxietyFamily conflictsTrauma and abuseGriefParenting issues
6 years offering treatment

I am a Licensed Clinical Social Worker and have been licensed since 2009. I have worked primarily in the field of child welfare and currently work with the adoption population. My focus over the last 12 years has been working with children who have been abused and neglected. I have also worked with the elderly population in their home setting. My counseling style is warm and engaging. I treat the people I work with respectfully and compassionately without judgment. My approach combines cognitive-behavioral and narrative therapies. I believe in starting where the client is and will tailor my approach to best meet your needs. If you are ready for positive changes in your life, I am here to support and empower you. I look forward to working with you!

Psychologist Stephen Herz providing different types of therapy in Panama City

Stephen Herz

Clinician
License Type(s): FL LMHC MH11483
Mental Wellness Specialties: Stress, AnxietyAddictionsDepression
11 years offering treatment

My name is Stephen Herz. I have a Master's Degree in Mental Health Counseling from Nova Southeastern University in Miami, Fl. With over 10 years of helping people overcome or better understand life’s challenges. Using a variety of counseling styles to fit the individual needs of my clients, we together, work to alleviate and better understand the issues affecting their lives. Specializing in working with people suffering from addictions, anxiety and stress, low self-esteem, irrational beliefs, and a history of trauma.

Psychologist Linda Milewski providing different types of therapy in Panama City

Linda Milewski

Clinician
License Type(s): FL LCSW SW13301, NC LCSW C007143
Mental Wellness Specialties: Stress, AnxietyRelationship issuesTrauma and abuseDepressionADHD
18 years offering treatment

Hello, I’m Linda Milewski, a Licensed Clinical Therapist and addiction specialist of 20 years. I hold a Masters in Social Work (MSW) and am trained in Dialectical Behavioral Therapy (DBT), Cognitive Behavioural Therapy (CBT), Solution Focused Brief Therapy, Somatic Experiencing, Non Violent Communication (NVC), Trauma-informed Care and Awareness, Tibetan Sound Bowl Healing, as well as Mindfulness practices. Additionally, I hold international certifications in addiction, Employee Assistance Program, and Sober Coaching. After nearly two decades in inpatient psychiatric units, recovery facilities, mental health agencies, and wellness centers, I have helped stabilize many clients suffering from crisis, addiction, trauma, mood disorders and stress responses to various types of trauma. I developed a keen interest in various types of symptoms that create behaviors most would consider detrimental to their lives. As I travelled extensively internationally, delving deeper into the causes of suffering, I began to understand more deeply what (in the Buddhist context), “suffering” means and how we can heal from it. I began looking at the client as a “whole organism” by exploring how the body and its nervous system becomes severely compromised over time stemming from chronic stress. I have learned that when the body is relaxed through certain techniques, there is no room for stress or trauma to be held. Through regulating the body and nervous system, we create a safe and calm therapeutic space from which to find creative and authentic solutions to our daily challenges. I believe that once the body feels safe, we are supported to make deep and life-changing shifts. Non Violent Communication (NVC) is important to me. This modality supports us to speak authentically from the heart, tying in beautifully with mindfulness practices, trauma awareness and the regulation of emotions through somatic work. This method also supports us to set boundaries in ways that are compassionate for ourselves and others, enabling us to foster deeper, more authentic connection. My approach with each client is to provide support, accountability, and structure that honors and helps clients to step out into post traumatic growth. Through use of a range of techniques, tools and therapeutic approaches, I see transformations in my clients as they experience a strong feeling of overall safety and well being. I look forward to hearing from you and going on this journey of healing and self discovery with you!

Psychologist John Checkett providing different types of therapy in Panama City

John Checkett

Clinician
License Type(s): FL LCSW sw18820
Mental Wellness Specialties: Stress, AnxietyLGBTRelationship issuesIntimacy-related issuesDepression
11 years offering treatment

Prof John Checkett (pronounced as in, Check it Out!) is a highly skilled, highly educated therapist holding degrees in several of the social sciences. He's the first man in history to earn a master's degree in Women's Studies in Florida, an academic discipline which he also taught on a university level. He also holds university degrees in communication arts and social work, as well as being an LCSW. He's worked in emergency screening, providing spot analysis for emergency mental health cases with no advance notice. He also worked for years in the prison system, with inmates experiencing mental health difficulties. John'san excellent listener and communicator, and he specializes in problems related to gender, problems between couples -- which are usually matters of communication -- and social justice. He employs an integrative approach, drawing especially upon cognitive behavioral therapy, Jungian and narrative therapy, addressing such matters as self-care, empowerment, self-image, self-esteem and conflict resolution.

Psychologist Lucila Coba providing different types of therapy in Panama City

Lucila Coba

Clinician
License Type(s): FL LMHC MH21470
Mental Wellness Specialties: Stress, AnxietyRelationship issuesParenting issuesSelf esteemCoping with life changes
12 years offering treatment

My name is Lucila Coba, I'm licensed in Florida with 11 years of professional work experience. I have experience in helping clients with anxiety, relationship issues, stress management, parenting issues, motivation, self esteem, and life transitions. My approach is integrative which allows me to draw from various therapeutic modalities to tailor therapy to your individual and unique needs. In addition, I'm a bilingual clinician (English and Spanish). I believe that you are the expert of your story and that you have many strengths that will assist you in overcoming things that challenge you. Taking the first step to sign up for therapy can take courage and I am proud of you for getting started! I'm looking forward to start working with you in your healing journey!

Psychologist Shaquanda Elem providing different types of therapy in Panama City

Shaquanda Elem

Clinician
License Type(s): FL LMHC MH27781
Mental Wellness Specialties: Stress, AnxietyRelationship issuesFamily conflictsTrauma and abuseSelf esteem
6 years offering treatment

I am a Licensed Mental Health Counselor. I work with diverse populations, individuals, adolescents, and families experiencing life transitions, relationship challenges, behavioral concerns and stress. My approach is compassionate, collaborative, strength based, and solution oriented. While creating a safe, supportive environment where clients can heal.

Psychologist Stephanie Rosenberg providing different types of therapy in Panama City

Stephanie Rosenberg

Clinician
License Type(s): NY LCSW 100663, FL LCSW SW24066
Mental Wellness Specialties: Stress, AnxietyRelationship issuesTrauma and abuseSelf esteemDepression
6 years offering treatment

I am licensed in Florida with 6 years of professional work experience. I have experience in helping clients with stress, anxiety, trauma, abuse, parenting issues, motivation, self esteem, & confidence. I also have experience working with coping with life changes. I work with my clients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support you in that process.

Psychologist Gilberto Bustamante-Ramirez providing different types of therapy in Panama City

Gilberto Bustamante-Ramirez

Clinician
License Type(s): FL LCSW SW26776
Mental Wellness Specialties: Stress, AnxietyRelationship issuesParenting issuesSelf esteemCoping with life changes
3 years offering treatment

I'm a therapist dedicated to supporting individuals through life's most pressing challenges. I work with clients navigating stress, anxiety, relationship difficulties, parenting concerns, and self-esteem issues. I'm also experienced in helping people cope with major life transitions and build resilience during times of change. My approach centers on open communication, meaningful connection, and practical support. I specialize in addressing isolation and loneliness, attachment patterns, and life purpose exploration. I'm particularly passionate about working with young adults, men's issues, and supporting individuals impacted by difficult relationships, major life stressors, and challenging transitions. I believe in meeting you where you are and collaborating with you to identify what matters most. Whether you're working through relationship patterns, building self-love, or navigating complex life circumstances, I'm here to provide compassionate, nonjudgmental support. Taking the step to seek therapy shows real courage, and I'm honored to walk alongside you on your journey toward healing and growth.

*BetterHelp insurance availability, coverage, and cost may vary by state, plan, provider network, therapist availability, and deductible status.

Find a therapist near you in Panama City, Florida

Finding a therapist near you in Panama City, Florida starts with matching to a licensed professional who fits your needs, schedule, and goals. Florida is home to people with diverse mental health needs across urban, suburban, and rural communities, which can make it challenging to find care. BetterHelp connects you with a licensed therapist through tailored matching, so you can begin care from home or wherever works for you. 

The network includes over 30,000 licensed therapists globally, and over 4 million people have used BetterHelp to find support through online therapy. During matching, 93% of user preferences are met, which helps you connect with a therapist suited to what you are looking for. Whether you are searching for help with anxiety, trauma, affordable or insurance covered therapy, weekend or flexible scheduling, or virtual sessions, you can find a therapist and get started when you are ready.

Why work with a licensed therapist near you?

Working with a licensed therapist near you gives you access to professional mental health support from someone trained to help you understand and manage what you are going through. A licensed therapist can offer evidence-based approaches, a steady space to talk, and guidance tailored to your situation. In Florida, online therapy can make that care more accessible, since sessions happen from home or wherever you are, without the need to travel to an office. This can help if your schedule is full, if travel is difficult, or if you simply prefer a more discreet setting. You can learn more about what a therapist does on the therapist role page.

Online therapy can be especially helpful for people living across Florida, where access to in-person mental health care may vary by location.

What concerns can therapists help with?

Therapists can help with a wide range of concerns, including anxiety and stress, depression, trauma and PTSD, self-esteem and identity, people-pleasing and fear of rejection, insomnia and racing thoughts, workplace stress and burnout, substance use, parenting and co-parenting stress, grief and loss, and relationship and family challenges. Therapists on BetterHelp may draw on approaches such as cognitive behavioral therapy (CBT) and dialectical behavior therapy (DBT), depending on your needs and goals. You can explore support for specific concerns on pages such as generalized anxiety disorder, major depressive disorder, posttraumatic stress disorder, attention-deficit hyperactivity disorder, and eating disorders.

Please note that therapists on BetterHelp do not provide psychiatric medication management or formal diagnoses.

Online therapy vs. in-person therapy in Florida

Online therapy and in-person therapy both connect you with a licensed professional, and the main difference is how you meet. In Florida, online therapy through BetterHelp lets you have sessions by phone, video, or in-app messaging, so you can meet from home or on a schedule that fits your life. In-person therapy takes place at an office and may involve travel and set appointment windows. Online therapy may be more accessible for people with busy schedules, limited transportation, or a preference for a more discreet setting. Both formats can support meaningful progress, so the right choice often comes down to what fits your life.

Finding a therapist that accepts insurance in Florida

BetterHelp accepts insurance through many major insurance plans. Insurance availability and coverage may vary by state, plan, provider network, and therapist availability, and deductible status. Eligible members' average copay is $23 per session. 

You can check your in-network status on the BetterHelp site through the sign up flow. If you prefer to pay without insurance, BetterHelp subscriptions range from $70 to $100 per week, billed as an alternative way to access the same care, and you can use HSA and FSA funds toward the cost. For a full breakdown of how BetterHelp works with insurance plans, see BetterHelp insurance coverage.

How BetterHelp helps you find the right therapist in Florida

BetterHelp helps you find the right therapist in Florida through personalized matching that considers your needs, preferences, and goals. After you answer a few questions during the sign up flow, you can be matched with a licensed therapist from a network of over 30,000 professionals, and 93% of user preferences are met during matching. The search and location matching cover common near-me needs, including anxiety, trauma, affordable or sliding-scale support, weekend or flexible scheduling, and virtual sessions. If your first match is not the right fit, you can switch therapists at no extra cost. When you are ready, you can get started and begin the process.

Therapists near you in Florida

Below, you’ll find licensed therapists authorized to provide online therapy to adults across Florida, including residents in Panama City.

Each provider meets state licensing requirements and has experience supporting clients with a wide range of mental health concerns using evidence-based therapeutic approaches.

Please note: Therapists on BetterHelp in Florida do not provide psychiatric medication management or formal diagnoses.

Frequently asked questions about finding a therapist near me

How much does therapy cost near me?

Therapy costs near you can vary by provider, format, and payment method. With BetterHelp, subscriptions range from $70 to $100 per week, and you can use HSA and FSA funds toward the cost. BetterHelp also accepts insurance through many major insurance plans, and eligible members' average copay is $23 per session. Insurance availability and coverage may vary by state, plan, provider network, and therapist availability, and deductible status.

Does BetterHelp accept insurance?

Yes. BetterHelp accepts insurance through many major insurance plans. Insurance availability and coverage may vary by state, plan, provider network, and therapist availability. Eligible members' average copay is $23 per session. Check your in-network status on the BetterHelp site through the sign up flow. For a full breakdown of how BetterHelp works with insurance plans, see BetterHelp insurance coverage.

Is online therapy effective?

Online therapy can be an effective way to receive licensed mental health care for many common concerns. Research suggests that online therapy may support progress in ways comparable to in-person care for concerns such as anxiety and depression. On BetterHelp, you connect with a licensed therapist who can use evidence-based approaches such as CBT and DBT, and you can meet by phone, video, or in-app messaging.

Do I need a diagnosis to see a therapist?

No, you do not need a diagnosis to see a therapist. Many people begin therapy to work through stress, life changes, relationships, or personal growth without any diagnosis. Please note that therapists on BetterHelp do not provide psychiatric medication management or formal diagnoses. If you are looking for a starting point, personalized matching can connect you with a licensed therapist suited to your goals.

How quickly can I start therapy?

You can often start therapy within 24 to 48 hours of signing up with BetterHelp. After you answer a few questions during the sign up flow, personalized matching connects you with a licensed therapist, and you can schedule your first session once you are matched. This process is designed to help you begin care at your own pace, without a long wait.

Can I switch therapists if it’s not the right fit?

Yes. If you feel your therapist is not the right match, you can request to be matched with another licensed provider at no additional cost. You are able to do so through the BetterHelp user portal and select switch therapists if needed.

Is online therapy discreet?

Online therapy with BetterHelp offers a discreet setting where you can connect with a licensed therapist from the comfort of your home. Sessions take place by phone, video, or in-app messaging, so you can meet without going into an office. Your account and sessions are protected with strong safeguards, and you choose how and where you attend. This can make therapy feel more comfortable for people who prefer a discreet way to get support.

Find a Therapist in Panama City, Florida

Ready to begin? BetterHelp can match you with a licensed therapist serving Panama City and the surrounding FL area. When you are ready to take the next step, get started.

Find the right therapist for your needs
Match with a qualified therapist